How long do you want a vehicle for?
Special offers
Kia Ceed Hatchback
1.0T GDi ISG 3 5dr - Petrol
£156.93 per month exc VAT
- Initial rental: £1,412.37
- 24 month lease
- 5000 miles per annum
Volkswagen Polo Hatchback
2.0 TSI GTI 5dr DSG - Petrol
£178.99 per month exc VAT
- Initial rental: £1,610.91
- 24 month lease
- 5000 miles per annum
Audi Q8 4x4
55 TFSI Quattro S Line 5dr Tiptronic Leather - Petrol
£531.50 per month exc VAT
- Initial rental: £4,783.50
- 24 month lease
- 5000 miles per annum
Mercedes-Benz A Class Hatchback
A180 AMG Line Executive 5dr - Petrol
£210.99 per month exc VAT
- Initial rental: £1,898.91
- 24 month lease
- 5000 miles per annum
Personal and business leasing explained
The personal leasing market continues to grow at a pace as people realise the numerous benefits of leasing as opposed to purchasing a vehicle. If you’re new to leasing and want to know more, you’re seeking advice on what type of vehicle to go for, or you’re simply looking for the best deal, you’ve come to the right place. Here’s some of the key advantages of personal leasing.
Your payments are fixed
Personal leasing offers you a peace of mind as you pay a fixed price for your motoring each month. There’s no large bills to worry about, making financial planning and household budgeting much easier.
No ownership risks
Owning a vehicle comes with financial risk. There’s depreciation of the vehicle value, MOT, servicing, repairs and breakdown cover to organise and pay for separately. With leasing you have all the benefits of ownership without the hassle and risk that come with it.
Depreciation is factored in
Most brand-new cars lose 50%-60% of their value in the first three years. When it comes to personal leasing, the risk of depreciation is taken on by the funder.
A low initial payment
Purchasing a new car requires a high payment upfront whereas leasing a car gives you access to a brand-new car with a flexible initial payment – this is normally 3, 6 or 9 months rental up front – depending on your preference.
Cost effective
Over the same period of time, car leasing usually works out to be the most cost-effective option when you want to drive a brand-new car or van.
Manufacturer warranty included
A full manufacturer warranty normally covers you for the full period of the lease so you don’t have to worry about any surprise costs if something goes wrong with the vehicle that wasn’t your fault.
Less hassle all round
You can also take out a maintenance package which includes breakdown assistance, servicing, even replacement tyres and puncture repairs. Leasing also releases you from the bind of selling old vehicles privately – when you come to the end of the contract you can simply lease another brand new car.
What you can get for your money
You may be pleasantly surprised to see that you can get much more for your money than would be possible if you were looking to purchase a car.
Limited credit? No problem
If you are seeking a personal agreement and are employed with capital to commit up front, a poor credit history doesn’t have to be a problem. Just let us know.
Business contract hire (business leasing) is a cost-effective, low risk means of acquiring a brand-new vehicle or fleet of vehicles for your business. The upfront costs of purchasing vehicles outright can remove investable capital from your business and add a depreciating asset to your balance sheet, whereas business leasing provides you with a lower risk alternative. Businesses can gain numerous financial and operational benefits from contract hire.
Minimal capital expenditure
Low monthly rentals and initial payments with only minimal capital outlay for a business looking to acquire new vehicles. The cash saved can be invested in growing the business.
Business certainty
Your monthly business cost for motoring is fixed, improving your cash flow and providing financial stability. Financial planning and budgetary control become easier to manage.
Twelve-month contracts
Unlike many other leasing companies, AMT can offer your business shorter term contracts up to 12 months in length.
Limited credit, no problem
If you are seeking a business agreement and you are a start-up with less than two years trading but great potential or a more established business with some credit history challenges, again, credit doesn’t have to be a barrier to new vehicles if you have capital to commit. We have a range of in-house funding options to get you the vehicles you need.
Better cash flow management
Your business is only paying for the depreciation of the vehicle over the length of your lease contract. So, the total cost is much lower compared to taking out finance repayments on a car or van or buying one outright
No depreciation risk
The risk is taken on by the funder, your monthly payment is in effect the depreciation cost of the vehicle and you will never be in a position of negative equity.
Repayments can be claimed as a company expense
If the cars you lease emit equal to or less than 130g/km of CO2, you can claim back 100% of the rental payments against tax. However, even if the CO2 emissions exceed this, you can also claim back rentals against tax, but only at 85%.
VAT recovery
Claim back 50% of your VAT on your contract hire and 100% of VAT of any maintenance fees.
No need for vehicle administration
AMT will handle all the administration of the vehicle throughout your contract which eliminates the need for your business to spend valuable resources doing this in-house.
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Options to finance your lease
Business contract hire (BCH)
Business contract hire (or business leasing) is by far the most popular method by which business lease their vehicles with AMT. With Business contract hire you pay a monthly fee over a set period of time, typically between two to five years. At the end of the contract term the vehicle is returned to us and you can choose to take out another business lease.
FIND OUT MORETools and calculators
My showroom
Use our handy tool to compare up to 3 vehicles at a time. You can compare by price, standard equipment, technical specification, optional extras, tax rates or fuels rates.
Fuel cost calculator
This handy calculator gives you realistic fuel costs for your chosen lease car or van, allowing you to take running costs into consideration.
Company car tax calculator
Are you deciding on a new company car? If you want to estimate the benefit in kind tax, you could pay for a vehicle, then use our calculator to help you make an informed choice.
